Home
Qualification PDF

Free Qualification Analysis

We will review your credit report when determining whether or not you qualify for a loan, and what type of loan you may qualify for. We have many different types of loan programs for all types of credit. Your credit report will be obtained from an agency that maintains information about your use of credit and how much credit you have available.

In addition to your credit history, Your credit report contains identifying information, including employers and your social security number. The third component of your credit report is information from public records, such as personal bankruptcies, liens and court judgments. All inquiries about your credit are also included in your report.

Serious delinquencies, accounts turned over to a collection agency, number of accounts with delinquent payments, total amount owed on accounts, or too many accounts with balances can have a negative impact on your credit report.

The credit agencies devise a credit score based on various factors, including payment history, debt owed and other factors. With a favorable credit score, you will have more options when choosing a mortgage since you will qualify for a greater variety of loans at better rates!

 

Request a Free Consultation or Apply Now
No Application Fee, No Obligations

 
©2008 Shadowood Mortgage Corp. All Rights Reserved. Website by NES LLC
Registered Mortgage Broker: NY, CT, and FL Banking Departments - RMB No 200658 Loans arranged through third parties.