No Downpayment? No Problem!

Typically 100% financing is a option for borrowers who can meet the requirements for both a conventional mortgage totaling 80% of the value of the house and a home equity loan or a line of credit of 20% of the value of the home.

One hundred percent financing may be necessary when you must close on your new home before selling your current home. You may opt for 100% financing if you do not want to liquidate other investments for your down payment. There may also be some tax advantages to 100% financing that you may want to explore.

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